Health
At Triumph Insurance Group, we design our innovative, client-focused health solutions to meet each employer’s and individuals health living goals We leverage the numerous carrier underwriter and plan administrator relationships that have been established with more than 21 years of experience. Triumph Insurance Group brings health solutions that not only support physical health, but also financial health. This is accomplished by researching the best in class carriers and plans that utilize extensive networks to broaden access, health-centric benefit designs to encourage healthier lifestyles as well as pricing arrangements that are mutually agreeable by clients and carriers. We consult on medical, dental and vision plans with top and innovating carriers and administrators that lead the market in creating solution that meet current and future needs.
Medical
Medical insurance helps to protect individuals from unpredictable and financially devastating medical events. Chronic and Catastrophic health events are difficult to predict, and their costs are far beyond most people’s means. Costs for doctors visits, medications and biotechnology continue to inflate at exponential rates and medical coverage is the best way to insulate clients from absorbing these costs directly. Coverage is customizable in the areas of deductibles, coinsurance and preventive care and can be paired with other tools such as Health Savings Accounts (HSA), Health Reimbursement Accounts (HRA) as well as Health Flex Spending Accounts (FSA) to maximize benefit dollars. Triumph Insurance Group works with a multitude of carriers to provide options for fully-funded, self-funded as well as administrative services only (ASO) models to drive the best solution for healthcare needs.
Dental
Dental insurance is designed to help you offset the cost of your dental care and to help you maintain good overall oral health. One of the main focuses is on preventive care to catch signs and symptoms of dental disease early. Oral health is a direct contributor to overall health and comprehensive coverage allows clients to better manage and improve thier oral care. Like medical coverage, components such as deductibles, coinsurance and covered services are negotiable to an extent, but allows for flexibility in coverage designs that meet the need of individuals and groups.
Vision
Healthy vision can significantly improve your performance at school, work, in sports and virtually every aspect of your life. The correct balance of preventive, diagnostic and equipment coverage can help to accomplish your goals. Elements such as expansive networks, coverage for in and out-of-network services provide a strong basis seeking treatment no matter where you are in the U.S. Triumph Insurance Group exhaustively researches the most qualitative, innovative and flexible options in the marketplace.
Supplemental
Supplemental Benefits are a staple in any well balanced benefits package. These plans are designed to strengthen medical, dental and vision plans by providing benefits for the person or persons covered. A variety of options are available to cover accidents, hospitalizations or critical illness events such as cancer, stroke or heath attacks. Supplemental Benefits pay the policyholder a specified amount for covered services when rendered and/or covered conditions once diagnosed. This allows for creative treatment options that would otherwise not be available and helps by providing funding for everyday expenses such as utilities, car payments, child care, etc.